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MessagePosté le: Ven 14 Sep - 08:05 (2018)    Sujet du message: Nyheim Hines Jersey Répondre en citant

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So before you apply for guaranteed car finance make sure that you follow these points to ensure that your application has the best chance of being successful.

1) The company that you are borrowing from will most likely check your credit rating and base their decision on it. Be certain to get a copy of your credit report prior to approaching the company. You can get a copy of your credit report online very easily these days. To get around this contact the previous lender and ask them directly to change the submission they have made to the credit report agency Adolphus Washington Rush Jersey , or get a specialist company to do it.

2) Make sure you a copy of your last six months of bank statements to show the potential lenders. They will be looking to see if you have been charged extra interest fees or if you have gone overdrawn at any time. Also they will be looking at when your salary is paid and how long this lasts you for before you spend it in your account. Your potential lender will want to make sure that you have the means to pay back the money you are borrowing.

3) Having steady employment with a good wage will also assist you in getting guaranteed car finance. Finance companies will view you favorably if you have been in your current employment for more than 1-2 years. They may also look at your job history for the past couple of years.

4) If you have a bad or adverse history of credit, using a deposit for your car finance is advised. If you can manage a 10-20% deposit from any money you have saved in the bank, then this will improve the likelihood of you being successful in getting a car finance deal.

To summarize because each person’s situation is different you really need to approach a finance company and see what they require before worrying too much. Your main focus should be on the car you desire, and then check how you can use guaranteed car finance to acquire it successfully.

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